For independent freelancers

Quote clearly.
Keep scope clear.
Track every invoice.

Practical spreadsheets and templates for the business side of freelancing — from the first proposal to the next quiet month.

One-time purchase. Digital downloads. Prices in USD; taxes and any regional discounts are shown at Gumroad checkout.

The Freelance Money Kit
Four tools. One project-to-payment routine.

01

Agree on the work

Proposal & Contract Kit

02

Know what is due

Client & Project Tracker

03

Follow up on late payments

Get Paid Kit

04

Plan for uneven income

Income Runway Planner

Digital files you can reuseIndividual tools or bundlesPayments handled by Gumroad

The money side of freelancing

A system for the work you have already won.

Use the tools together, or open the one you need today. The Money Kit brings these four existing products into one download bundle.

Freelance Proposal & Contract Kit

Seven editable templates for proposals, scope, agreements, changes, invoicing and sign-off.

$19 alone

Freelance Client & Project Tracker

Keep clients, projects and invoices together, with a dashboard and monthly income chart.

$17 alone

The Freelance Get Paid Kit

A client red-flag screener, six payment follow-up scripts and an offline demand-letter drafting tool.

$19 alone

The Freelance Income Runway Planner

A 12-month forecast and stress tests to explore your cash runway using your own assumptions.

$17 alone

A small fix you can use today

“One more revision” needs a clear next step.

Before doing work outside the agreed scope, describe the extra work, its price and its effect on the delivery date. Here is a free reply to adapt.

Read the scope-creep guide

Free example · scope-change reply

Thanks for the suggestion. I can add [extra work]. It sits outside our agreed scope, so the additional fee would be [amount] and the updated delivery date would be [date]. Would you like me to send a change request for approval before I start?

Replace the bracketed text and check this example against your agreement before sending.

Start with your current problem

You do not need the whole catalogue.

Before you quote

“What should I charge?”

Start with the free calculator and pricing guide. Explore a starting estimate before deciding on a project price.

Use the free calculator

Before more unpaid work

“The scope keeps growing.”

Put deliverables, revisions and changes in writing with the Proposal & Contract Kit.

See the templates — $19

After the invoice is due

“My client has gone quiet.”

Start with the free guide, then use the Get Paid Kit if you need follow-up templates and drafting tools.

Read the late-payment guide

Individual tools & another bundle

Choose just what you need.

Every paid product links to its full description on Gumroad. All prices below are in USD before applicable checkout adjustments.

Browse the full store

Word & Google Docs

Freelance Proposal & Contract Kit

Seven editable templates to take a project from proposal and scope to change requests and sign-off.

Excel & Google Sheets

Freelance Client & Project Tracker

Track clients, projects, invoices and income in one spreadsheet with an updating dashboard.

Browser tool & templates

The Freelance Get Paid Kit

Screen potential clients, adapt six payment follow-up scripts and draft a demand letter for review.

Excel & Google Sheets

The Freelance Income Runway Planner

Explore cash runway, a monthly pay target and a 12-month forecast using the numbers you enter.

AI prompts

The AI Operations Prompt Pack

Forty fill-in-the-blank prompts across eight sections for sales, content, admin, finance and delivery.

Outreach templates

Cold Email & Client Outreach Toolkit

Fifty templates for first contact, follow-ups, proposals and closing. Adapt them to the person and context.

AI workflows · try a free sample first

The Freelance AI Autopilot

Twelve guided workflows for proposals, projects, payments and growth, with an interactive launcher and a 13-page PDF playbook. Setup instructions and review checkpoints keep you involved.

AI access is separate and is not included in this purchase. Check the product page for the required plan and tools.

Bundle · the client side of freelancing

The Freelance Business Starter Kit

The AI Operations Prompt Pack, Client & Project Tracker, Cold Email & Client Outreach Toolkit, and Proposal & Contract Kit.

The Tracker and Proposal & Contract Kit are also in the Money Kit. Choose the bundle that fits your needs to avoid buying them twice.

$39 · save $23.90Compared with $62.90 separately.View the Business Starter Kit

Before you choose a tool

Do I need both bundles?

Usually, start with the one that fits your immediate need. The Money Kit focuses on project scope, invoices, payment follow-ups and cash planning. The Business Starter Kit focuses on outreach, proposals and project organisation. Both include the Tracker and Proposal & Contract Kit.

Can I try something free?

Yes. Use the rate calculator in the guide, get the free calculator download, or try the three free AI workflows. Gumroad free downloads may ask you to enter a price; enter 0 for the free option.

What software do I need?

The spreadsheet products are listed for Excel and Google Sheets. The Proposal & Contract Kit contains seven editable templates in one Word (.docx) file for Word and Google Docs. The Get Paid Kit includes an offline browser tool. Check each Gumroad product page for its files and instructions. AI tools or subscriptions are not included.

Are these legal, accounting or financial services?

No. These are general templates and planning tools. Adapt them to your circumstances, agreements and local requirements. Financial outputs depend on your inputs and assumptions; a template does not guarantee payment or replace professional advice.

How do checkout, delivery and purchase terms work?

Follow a product link to review its full description and purchase terms on Gumroad. Gumroad handles checkout and digital delivery. The final price reflects applicable taxes and regional discounts. Products are single-user licensed; review the terms before buying.

Start with the next project on your desk.

Scope, invoices, follow-ups and cash planning — in one bundle.

See the Money Kit — $44